Progress with planning permission

Bad news on the terrace, it was built n 1999, and hence it's only just over five years old. So we are definitely in the 'not safe' territory as regards the local planning authority turning up at a moments notice and demanding that the work be undone.

However, the insurers (verrry unexpectedly) are cool with that! And so have offered the indemnity insurance at a premium that is slightly higher than he original quote that they gave prior to them knowing that planning permission had been denied.

So that part of the cost (undoing unathorised work) of the entire potential loss has been covered. But it still leaves the potential loss as regards the reduced value of the property once the terrace has been removed. As a result the mortgage lender has referred this potential change of configuration of the property back to the original surveyor who did the valuation for another revised valuation.

So as of this moment we are waiting for the following people to get stuff sorted out:

• Surveyor - Potentially revalue property.
  
• Mortgage Lender - Accept (non) revaluation.
  
• Vendor - Accept indemnity cost.
  
• Vendor's solicitors - Act on Vendor's (non) acceptance.

Could this get any more complicated? The only other party not involved is the estate agency. My solicitor and I are on top of this, but we are getting less and less likely to hit a contract exchange date on Friday.